Emergency Fund Calculator
Worked example result
| Target emergency fund | $18,000 |
| Still to save | $13,000 |
| Months to reach the target | 26 months |
Essential spending of $3,000 a month needs an $18,000 fund for 6 months of cover; with $5,000 saved, $13,000 remains — 26 months at $500 a month.
Target = Monthly essentials × months; Months to reach = ceil((Target − saved) ÷ monthly saving) · Powered by CalcHub — Emergency Fund Calculator